Your equipment financed in 24–48 hours — one application, multiple lenders competing for your deal, you walk away with the best offer on the table. Construction, dental, medical, restaurant, trucking and more. Free to apply, no obligation. Su equipo financiado en 24–48 horas — una solicitud, múltiples prestamistas compitiendo por su negocio, usted se lleva la mejor oferta. Construcción, dental, restaurante, transporte y más. Sin costo para aplicar, sin compromiso.
Tell us what you need. We match you to the right lender, handle the paperwork, and get you funded — often in 24–48 hours. No runaround, no call centers.
Fill out the form or call directly. Equipment type, rough cost, basic business info. No lengthy applications — a 5-minute conversation gets us started. Don't know exactly what equipment you want? We can source options too.
We shop your deal across our full lender network and match you to the best fit for your credit profile, industry, and equipment type. More lenders means more options and better rates than going to one bank.
Decisions in 24 hours or less. Same-day funding available on qualifying deals. Sign electronically. Get your equipment on the job site — not waiting on a bank for three weeks.
Construction, dental, medical, restaurant, trucking, veterinary, solar, and more. See full program details by industry →
Excavators, cranes, telehandlers, concrete pumps, skid steers — fast approvals for contractors of all sizes. No financials required under $75K.
Most PopularDental chairs, X-ray, CAD/CAM, imaging — app-only up to $150K for established practices. Rates as low as 8% APR. New practices welcome.
Best RatesCommercial kitchens, refrigeration, ovens, food trucks — same-day approvals available. New openings, second locations, and equipment replacements.
Same-DaySemi trucks, dump trucks, trailers — owner-operators welcome. No minimum FICO. New CDL OK. Discharged bankruptcy considered.
Surgical tables, X-ray, ultrasound, lab equipment — D.V.M. license holders get preferred rates and app-only up to $100K.
Preferred RatesSolar systems, CNC machines, forklifts, agriculture equipment — if it generates revenue for your business, we can probably finance it.
NewEstimate your monthly payment and Section 179 tax savings in real time. No commitment, no credit pull.
* Estimates only. APRs vary by lender, equipment, and credit profile. 8% APR available for qualified borrowers: 720+ FICO, 6+ years in business, preferred collateral (construction, forklifts, CNC, etc). Most deals fall between 10–24% APR. Section 179 assumes 25% federal bracket. CA deduction capped at $25k. Consult your CPA.
Apply Now — No Cost →Finance equipment and deduct 100% of the cost this tax year — even if you didn't pay cash. Most contractors don't know this. The ones who do use it every year.
Section 179 lets you deduct the full purchase price of qualifying equipment in the year it's placed in service. You finance it, you still get the full deduction. 2025 federal limit: $1,220,000
| Business profit this year | $120,000 |
| Equipment financed | $80,000 |
| Taxable income after deduction | $40,000 |
| Tax bill without equipment | ~$30,000 |
| Tax bill with equipment | ~$10,000 |
| Money saved | ~$20,000 |
* Consult your CPA. General illustration only. CA Section 179 state deduction capped at $25,000.
You own from day one. Full Section 179 deduction. Best for long-term equipment use.
Lower monthly payments. Option to upgrade at end of term. Best for fast-evolving equipment.
Anonymous deal snapshots — real situations, real outcomes. Names and identifying details changed for privacy.
A 2-year-old concrete business needed a Reed shotcrete pump to take on pool and retaining wall jobs. Bank declined twice citing insufficient history. We sourced California dealer options, built a bilingual comparison report, and submitted to our lender network. Approved in 36 hours at ~$910/month.
A dental equipment sales rep referred a new dentist opening her first practice. Chairs, X-ray, and sterilization unit — $95k total, zero business history, strong personal credit at 720. Structured with personal guarantee and 20% down. Funded in 48 hours at ~$1,800/month over 60 months.
Restaurant expanding to a second location needed refrigeration, an industrial oven, and a dishwasher system. 595 credit score, a few old late payments. Banks said no. We matched him to a lender comfortable with restaurant cash flow. App-only, same-day approval.
An 18-month-old excavation company was turning down contracts without a mini excavator. 580 credit, no business credit established. Structured with 20% down ($15,600) which he had saved. Lender approved on equipment value and bank statement cash flow — no tax returns needed.
The questions we hear every day — answered plainly.
Equipment financing brokerage serving contractors and businesses across California and nationwide. Bilingual in English and Spanish. No call centers. No middlemen. Just straightforward financing that moves as fast as your business needs it to.
Equipment dealers, dental supply reps, medical device reps — when your buyer can't pay cash, you lose the sale. Refer the deal to us, we fund it in 24–48 hours, you earn a referral fee.
Get paid when your referral funds. Simple, transparent, we pay fast.
Buyer says they can't afford it right now? That's your cue to call us.
We serve Spanish-speaking clients directly — valuable for your Latino customer base.
You make the introduction. We handle application, lender shopping, approval, and funding.
Fill out the form or book a call — we respond within a few hours.
We will review your inquiry and respond within a few hours.
Feel free to also book a call directly on the right.